Your phone, your email, even your Facebook account can all be the targets of scammers.

Here are some of the newest scams you should be aware of:

First, apps that aren’t familiar.

Be careful downloading and using apps you don’t know about, as they can be used to steal your information. Be sure to do your research before using any app.

Next is the remote access scam.

People will contact you claiming to work for Microsoft and ask to connect to your computer to fix a virus.

From there they can take card information or even install an actual virus.

Tech experts think cloud storage systems may be the next target for scammers or hackers.

The World Economic Forum believes intensifying cyber-attacks will be a defining global business issue for 2014.