There is a lot to digest when it comes to all of the health care changes that are going on right now.

So, today, we gave you the CliffNotes version of The Patient Protection and Affordable Care Act, better known as Obamacare, on 69 News at Sunrise.

Kristen Dougherty, a senior vice president at Univest Insurance, sat down with WFMZ's Eve Tannery to tell us about what changes this new health care act will bring consumers in 2014.