Deadline nearing for Berks residents to report hail, wind damage

Storm victims must have at least 40 percent uninsured losses

READING, Pa. - Berks County residents have until the close of business Friday to submit a report about the damage they suffered as a result of last Thursday's hail and wind storm.

The intent of the data collection effort, officials said, is to assess whether Berks County is eligible to be included in a federal Small Business Administration disaster declaration. The program, they said, could result in low-interest loans being made available to eligible applicants who suffered at least 40 percent uninsured losses.

The losses, according to emergency services officials, are calculated in one of two ways, either against personal property or against real estate.

Personal property: Estimate the pre-disaster value or fair replacement value (whichever is lower) of all owned property (clothing, appliances, vehicle, etc.). Then, determine if the uninsured loss is at least 40 percent of the total value.

Structure: Provide fair market value estimate of the home/business structure. Then, determine if the uninsured loss is at least 40 percent of the value.

If either of the above scenarios is true, officials said they recommend the affected person complete a Small Business Administration survey sheet and fax or hand deliver it to the municipal building of the city, township or borough where the loss occurred; scan and email it to; or fax it to 610-374-8865.

Individuals or businesses that did not have uninsured losses of at least 40 percent should not submit a survey, officials said.

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