On paper, it looks bad, but health care officials say it might not be so bad.

The Pennsylvania Insurance Department says plans under the Affordable Care Act will cost more next year. Individual plans are set to go up more than 32 percent.

Jennifer Bauman, from the Berks Community Health Center, said if your rates are going up, your subsidies will, too, if you've already qualified for the subsidies.

"It is going to be comparable to what people were receiving last year," said Bauman. "Even though there is that increase, again, the subsidies are going to increase as well."

Along with the higher price of coverage, fewer plans will be offered. Officials with the state insurance department said that while they didn't have the numbers immediately on hand, most people in Pennsylvania will have fewer choices for health insurance.

Last week, Gov. Tom Wolf said only 6.4 percent of state residents remain uninsured. The national average is 9.1 percent.

"I think people are just more afraid of the penalty and are taking on caring about their health," saud Bauman.

Bauman said she'd like to think people will sign up starting November 1, even with the seemingly higher rates.

"Seeing that number does raise a flag, raise an alarm, 'Oh goodness, this is going to be a huge increase,' but you really do need to go to," said Bauman.