Savvy shoppers know that membership in an organization such as AAA or AARP comes with a wider variety of benefits than most of us realize. But even the shrewdest consumers overlook some perks that can save them a bundle.
For example, if you are a member of some nonprofits or clubs, you are eligible for price breaks on car insurance that could put a nice dent in your driving expenses. In fact, a bunch of organizations offer this membership perk. They include:
1. AAA The nonprofit AAA offers car insurance discounts to members. The details may vary from one regional AAA club to another.
For example, AAA says members in my area can save up to $531 a year on average by switching to AAA Insurance.
2. AARP This nonprofit for folks ages 50 and older offers members a couple of ways to save on car insurance:
The AARP Auto Insurance Program from The Hartford AARP Massachusetts Auto Insurance Program from Plymouth Rock Assurance 3. Alumni associations If you belong to an alumni association -- or if you have the option to join one -- ask either the association or your current car insurance company whether discounts are available to alumni association members.
For example, the benefits of membership in the alumni associations of Pennsylvania State University and San Francisco State University include a special discounted rate on auto insurance with Liberty Mutual.
Geico also offers savings to members of alumni associations, all of which are listed on Geico's "Alumni Associations, Colleges, And Universities" webpage.
4. Wholesale clubs If you belong to a wholesale club, look into or ask about car insurance discounts for members.
Costco, for example, partners with Ameriprise to offer auto insurance discounts -- with members saving an average of $542 the first year they switch, according to Costco's website. Note this auto insurance program is unavailable in a handful of states and Puerto Rico, however.
Similarly, BJ's partners with Geico.
5. All kinds of other organizations If you belong to something -- seemingly anything -- there very well may be an insurer out there with a car insurance discount for you.
The insurance information website EverQuote reports that other types of organizations that may offer the membership benefit of car insurance discounts include:
Business groups Military organizations Recreational organizations Fraternities and sororities Honor societies More from Money Talks News: